Savings 3 account – for your financial independence in old age
The Savings 3 account under Pillar 3a is particularly interesting for saving taxes, acquiring residential property and providing security for your family.
Your advantages
- preferential interest rate
- tax advantages
- flexible deposits
Open account
Amounts Savings 3 for 2023:
- With pension fund: maximum CHF 7,056
- Without pension fund: maximum CHF 35,280 (maximum 20% of net income)
Further information
Currency | CHF |
Account statement |
|
Account balancing | Annually |
| Requirements |
|
Deposits |
|
Contributions after reaching AHV retirement age or deferred withdrawal | Employees who continue to earn income subject to AHV may pay amounts into a Savings 3 account for up to five years beyond the AHV retirement age and continue to deduct these amounts from their taxable income or defer their withdrawal. This means that the capital of the Savings 3 account no longer needs to be withdrawn when the regular AHV retirement age is reached. |
Withdrawals | According to the regulations of the Savings 3 Pension Foundation of Zuger Kantonalbank available at www.zugerkb.ch/sparen3 |
| Interest rate now | 1.1% |
| Interest rate from 1.5.2024 | 1.0% |
Account opening | Free of charge |
Account maintenance fees | Free of charge |
Account statement | Free of charge |
Account balancing | Free of charge |
Postage | Free of charge |
Account closure |
|
Downloads
Arrange an appointment
We will be happy to assist you in selecting your accounts online, by phone or on-site at a branch.