Currency

CHF

Account statement

• Annually
• With tax certificate
• With asset statement for investments in securities

Account balancing

Annually

• Minimum age 18 years
• Employment
• AHV and taxable

Deposits

• For employed persons with a pension fund, the maximum annual contribution is: CHF 6,883.00
  (as of 1.1.2023: CHF 7’056)
  
• For employed persons without a pension fund, the maximum annual deposit is 20% of their AHV-liable earned income, but a maximum of CHF 34,416.00 
  (as of 1.1.2023: CHF 35’280)

Contributions after reaching AHV retirement age or deferred withdrawal

Employees who continue to earn income subject to AHV may pay amounts into a Savings 3 account for up to five years beyond the AHV retirement age and continue to deduct these amounts from their taxable income or defer their withdrawal. This means that the capital of the Savings 3 account no longer needs to be withdrawn when the regular AHV retirement age is reached.

Withdrawals

According to the regulations of the Savings 3 Pension Foundation of Zuger Kantonalbank available at www.zugerkb.ch/sparen3

Account opening

Account maintenance fees

Account statement

Account balancing

Postage

Account closure

• Free of charge
• CHF 50.–, if the account has been active for less than 6 months