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    Zuger Kantonalbank

    Wir begleiten Sie im Leben.

     

    Vested benefits account – secure your retirement provision, stay flexible

    If you leave a pension fund – for example, because of a break from work, a change of job or when starting your own business – the best place to keep your pension assets is where they are safe. The Zuger Kantonalbank vested benefits account offers you just that and more: stability, flexibility and attractive conditions. You can open one in several ways – including online.

    Open vested benefits account

    Open an account online

    If you're new to ZugerKB, complete your digital identification in just a few minutes and open your vested benefits account, including the free ‘fix.’ account set. If you're already a client, simply open your vested benefits account in the client portal.

    Additional information about the ‘fix.’ account set
    New client

     

    Open an account by post

    Complete the online form to receive the documents by post.

    Open an account during a personal consultation

    We will open your vested benefits account during a discussion with you and will take time to answer your questions and address your concerns – individually, clearly and on an equal footing.

    How you benefit at a glance

    • Attractive interest rate: Your assets will earn a preferential rate of interest.
    • Tax benefits: the capital remains privileged for tax purposes and continues to grow during the term of the account – without being subject to wealth, income or withholding tax.*
    • Flexible use: the assets are immediately available.
    • If you want to maximise your pension monies, you can combine the vested benefits account with our investment advice on vested benefits.
    • Complete the transaction online: open an account digitally – quickly and easily.

    * When the vested benefits are paid out (for example, upon retirement or when used to purchase residential property), a separate pension disbursement tax is charged, the level of which varies from canton to canton.

    Who is the vested benefits account suitable for?

    • A change of job or if you temporarily leave the pension fund, during which time you are temporarily uninsured, or if the entire vested benefits cannot be transferred to the new pension fund
    • Taking up self-employment and withdrawing from the pension fund
    • Divorce
    • Family time-out, for example due to maternity or care responsibilities
    • Extended stay abroad
    • Commencement of extra-occupational education or training

    More information

    Paar am Smartphone
    Paar am Smartphone

    ZugerKB E-Invest Vested Benefits

    The online solution for all those who – when it comes to investing their vested benefits – want to take their investment decisions themselves and do not wish to avail themselves of advice from the bank.

    Further information

    Contact us

    We will be happy to assist you in selecting your accounts online, by phone or on-site at a branch.