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    Variable mortgage

    Mortgage with no fixed term, the interest rate varies according to the market situation.

    Your benefits

    • The client profits from interest rate falls
    • Flexible repayments


    Not fixed

    Minimum sum

    No minimum sum

    Minimum contract duration

    6 months


    Termination is possible with a notice period of 6 months.


    • Indirect repayment via 3rd pillar as well as direct repayment possible
    • During each calendar year CHF 50,000.– may be repaid at any time, larger sums repayable early

    Interest rate adjustment

    Variable interest rate that takes account of changes on the money and capital market.

    Interest due dates


    Interest rate hedge

    None, but option to switch** to another mortgage product of Zuger Kantonalbank

    ** Your Zuger Kantonalbank client relationship manager will be pleased to explain to you how the switch option works.

    Take advantage of our attractive mortgage interest rates

    Fixed-rate mortgage 2 years


    Fixed-rate mortgage 5 years


    Fixed-rate mortgage 10 years


    Last updatet:

    More interest rates

    Mortgage calculator

    Calculate the monthly mortgage interest and affordability of your dream home.

    Mortgage calculator

    Contact us

    Call us or make an appointment online. Do you already have a specific idea or a property in mind? Then request a mortgage offer.