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Youth savings account - the savings account for children and young adults

With a preferential interest rate, the Youth saving account¨ensures that you reach your personal savings goals more quickly. For children and young adults up to the age of 22, it is the ideal supplement to the personal account mister money or the young people account set.

Your benefits

  • Ideal supplement to the account set Youth
  • preferential interest rate
  • Free account management


Further information



Account statement


Account balancing




  • Balance temporarily available at all times
  • Until further notice, the entire balance is available with no period of notice required. No early withdrawal commission is applied during the temporary lifting of the withdrawal limit.
  • The following conditions will apply if the withdrawal limit is reactivated: CHF 20 000 freely available per calendar month, 3 months’ notice for amounts exceeding this.

Child assets

If the account is opened by the child’s custodial parent, withdrawals can only be made on a limited basis with the consent of the child’s custodial parent and within the scope of management of the child’s assets until the child reaches the age of majority.


  • The Youth savings account cannot be used as linked account (e.g. for securities transactions, financing, safe deposit box) and are not suited for making regular payments.
  • There amount of accounts is limited the four per client
  • As of January 1 after reaching the age of 22, the account is automatically converted into a savings account.

Interest rate

  • 0.200% up to CHF 25 000
  • 0.300% up to CHF 100 000
  • No interest on amounts exeeding this
  • The rate for overdraft is 10.000%

Account opening

Free of charge

Account maintenance fees

Free of charge

Account statement

Free of charge 1)

Account balancing

Free of charge

Postage fees

Free of charge

Account closure

CHF 20.00

1) CHF 10.- pro nachproduzierten Kontoauszug

Contact us

We will be happy to assist you in selecting your accounts online, by phone or on-site at a branch.