ZugerKB portfolio check – keeping your investments on track together

We continuously monitor your portfolio in terms of various quality criteria. With our investment solutions, you receive the quality criteria relevant to you regularly and clearly in a report.

Overview of portfolio quality check

We check your portfolio against the following quality criteria:

• Provides an overview of the quality criteria checked in the portfolio and their status
• Green = no deviation from the quality criterion defined by ZugerKB
• Orange = deviation from the quality criterion defined by ZugerKB

Quality check in detail

Shows any deviations in detail. If the criteria are shown in green in the quality check overview, you will not receive any further details with the exception of the “monitoring of the investment strategy”.

Monitoring sell lists

If investment instruments for which ZugerKB has issued a sell recommendation are held in the portfolio, these are presented here. The value is reported in CHF and as a percentage of the total value invested (% VI).

Monitoring investment strategy

For each portfolio, an investment strategy is stored according to your risk profile, or you have explicitly opted for an investment strategy that deviates from the risk profile. These values can be found in the portfolio check under “General Details”.

ZugerKB defines a strategic asset allocation (SAA) including bandwidths for each investment strategy. The strategic asset allocation lays the foundation for the long-term orientation of your portfolio. We make sure that your individual risk appetite and your financial goals are taken into account in the best possible way. The aim is to find the ideal mix of different asset classes in order to achieve the best possible return for you in the long term.

• Asset class = asset class defined in the SAA
• Light blue area = graphical representation of the bandwidth per asset class. Indicates the minimum or maximum percentage of the asset class that should be held in the respective strategy.
• % VI = percentage of the total value invested in your portfolio; corresponds to the monitored value
• Blue square = target value for the corresponding asset class
• Grey triangle = monitored value is within bandwidth
• Orange triangle = monitored value is within bandwidth
• Lower limit = minimum share of the asset class in the defined strategy
• Upper limit = maximum share of the asset class in the defined strategy
• Icon = shows whether the asset class reflects a deviation from the strategy in the portfolio
• Green = no deviation
• Orange = deviation

Monitoring issuer concentration

The issuer concentration monitoring checks whether your portfolio contains more than 10 percent (upper limit) from a single issuer. The respective instruments of the issuer are shown with the corresponding value or the percentage share (% VI) in your portfolio. The issuer is shown in bold in the lower line, the sum of the percentage shares and the corresponding value invested. Monitoring shows you whether there is an issuer risk in the portfolio.
The term “issuer risk” describes the risk that the issuer of securities such as shares or bonds can no longer meet its financial obligations. This can lead to various negative consequences, such as deferred payments, incomplete interest payments or only partial repayments of the invested capital.

Instrument restriction limits

The reason for the violation describes why the instrument violates a restriction defined by ZugerKB. The value is expressed in Swiss francs (CHF) and as a percentage of the total value invested (% VI).
Hard restrictions are set by the bank; these are high-priority criteria that should be addressed. Soft restrictions indicate criteria with medium priority and possible scope for action.

Portfolio figure restriction limits

The upper or lower limit shows the minimum or maximum value defined by ZugerKB. The monitored value corresponds to the average value of the KPI in the portfolio.