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    Launched on the market on 30 June 2020, the QR-bill replaces all current payment slips in Switzerland and constitutes the basis for efficient, automated payment transactions.

    Act now

    From 30 September 2022, it will no longer be possible to process the current orange and red payment slips. As an invoice issuer or recipient, you need to act now and implement the necessary measures for migration to the QR-bill. You will find all relevant information here

    If you do not take action as an invoice issuer, your customers will no longer be able to settle the amounts billed to them and you will no longer receive incoming payments. In addition, payers who use standing orders with reference numbers need to be provided with the new payment information to ensure standing orders are deleted before 30 September 2022 and recreated, as these too will no longer be executed. If this is not done, the result will be payment delays and reminders.

    Advantages of the QR-bill

    For invoice recipients

    All payment information integrated in the Swiss QR Code

    Less manual input due to scanning

    Fewer reading errors

    Freedom to choose payment channel: e-banking, mobile banking or counter

    For billers

    Electronic transmission of all payment information

    Billing in Swiss francs and euro

    Simplified payments reconciliation, less manual input

    Printed on white paper (please consider perforation)

    Three versions of QR-bill

    QR-IBAN and QR reference

    The QR reference has a similar structure to the ESR/ISR reference (orange payment slip) and must be used together with the QR-IBAN. The QR-IBAN has a specific identifier for the payment procedure (fifth character of IBAN number is always a “3”).


    IBAN without a reference

    Replaces the red payment slip and is for bank transfers without a reference.


    IBAN and creditor reference (SCOR)

    The SCOR reference (ISO 11649) is used in Europe, together with the IBAN. This form of reference number is new for Swiss payment transactions.

    Flyer QR-bill (PDF/259KB)

    Information on the migration

    Invoice recipients

    Have any standing orders been set up (or payments within a payment list) based on an orange payment slip? Your biller will provide you with new invoices. Make sure that you delete your old (existing) payments or standing orders and set up new ones.

    Our tips

    • Check whether your biller permits the eBill function, activate receipt in e-banking, and approve invoices rapidly and securely. The standing approval function is ideally suited in these cases.
    • Otherwise choose to make the adjustments by yourself in e-banking. This will save you the processing costs charged by the bank for doing this on your behalf.

    With ISO 20022, use of the IBAN (International Bank Account Number) becomes mandatory. In your accounts payable software, if you have not already done so, add the IBAN to your saved data and also the BIC in the case of payments abroad, as soon as your biller has sent you the information with the new QR-bill.


    Do you receive regular payments of the same amount? In all probability, payers will have set this up as a standing order – and these need to be renewed as soon as possible. You should therefore send your customers a new QR-bill straight away, to ensure they have time to set up the standing order again. Only in this way can you be sure that you will continue to receive payments after 30 September 2022.

    The conversion to QR billing has various additional consequences for you as a biller. We have therefore put together a checklist for you.